Get Cash for Your Structured Settlement Payments

Get Cash Now For Your Structured Settlement Payments

Call 1-866-908-0630 or fill out our Free Quote form to discover how J.G. Wentworth can help you to Get Cash Now.

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Why Would You Want To Sell Your Structured Settlements?

Selling your structured settlement payment stream for a lump sum of cash is a big decision. You may have seen ads offering to purchase them. Why would you want to go through the process of selling your structured settlement payment stream? There are a few reasons, but the main reason to sell structured settlement payments is to get a lump sum of cash. While it can be beneficial to wait and get your future payments over time, it doesn't always meet a family's financial burdens. J.G. Wentworth can help.

Why Settle for Less?
You're structured settlement was meant to replace the potential long-term income that you lost due to the actions of the individual or company that agreed to the settlement. So, it's basically a payoff over a long period of time to make sure you are able to maintain your quality of life. Should you be satisfied with simply maintaining? Taking a lump sum payout on your settlement can allow you the opportunity to raise your standard of living, instead of only maintaining it.

What Benefits Are There to Selling?
Selling structured settlement payments allows you to receive a lump sum of cash for your settlement payments. This can be extremely important if you've had unexpected medical bills or unforeseen damage to your home or car. A lump sum cash payment may allow you to clear these debts without having to run up high interest credit cards. Speaking of high interest, you could use a lump sum settlement to pay off home mortgages, car loans and any other source of high interest payments. The money that you will save on interest alone may be enough to justify the sale of your settlement payments.

You can take the lump sum payment and pay off your debts, then invest the remaining funds. Properly invested lump sum payments may garner returns far higher than the amount of the structured settlement payments and won't stop paying on a predefined date.

Why Would J.G. Wentworth Buy It?
While those are great reasons to sell structured settlement payments, why would anyone want to buy them? The way it works is this: the buyer will offer you a value based payment for your settlement. This means that you will be paid a lump sum, based on the present value of your remaining settlement payments. The buyer purchases the right to receive the payments and is able to invest them on their own behalf. What they are looking for is the equity in the future payments, not the total real time value.

How am I Protected From Making an Unwise Financial Decision?
All settlement sales must be approved by a judge. If the judge does not feel that the sale is in your best interest or believes that the amount of an offer seems unfair, the judge may either request that the buyer offer you a better deal or he may deny the petition.

You'll get the cash you deserve within 60 to 90 days of completing your settlement sale paperwork. Get all the information you need from J.G. Wentworth, one of the most experienced purchasers of structured settlement payments in the country.

Call J.G. Wentworth at 1-866-908-0630 to discuss your unique situation or fill out the Free Quote form.